HOUSING

LEASE PURCHASE AFFORDABLE HOUSING PROGRAM

The Lease Purchase Program uses a combination of funds to build homes to be sold to low-income households. All types of households are welcome to apply. Each home has 3 bedrooms, 1 bathroom, and they are built to "green" energy efficient standards. The house is rented to an income qualified family with the intent of selling to house to the family. NEICAC provides Homebuyer Education with the family who will purchase the home from NEICAC when they are able to secure financing.

HOMEBUYER EDUCATION

Homebuyer Education teaches participants about assessing readiness to purchase, managing money, understanding credit, obtaining a mortgage, shopping for a home, and protecting their investment. NEICAC uses a standard curriculum to help customers develop a plan to purchase their home and let them know what to expect during the buying process. Being a good neighbor and community involvement are also discussed.

BUDGET CLASS & COUNSELING

The budget class has a set program that helps you identify habits and discusses the who, what, when, where, and why of budgeting. Tracking your spending and changing your habits through value-guided goal setting helps participants manage their money. Budget counseling is tailored to the individual or household needs and allows an opportunity to follow an action plan to achieve specific goals.

TENANT BASED RENTAL ASSISTANCE PROGRAM

The TBRA program is a rental assistance program that makes partial rent payments for qualified households. Customers of the program must be on the Section 8 waiting list and be at or under 60% Area Median Income (AMI). Tenant Based Rental Assistance has helped households in each of the seven counties served by NEICAC. TBRA has a short waiting list. Click the button below to apply!